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If you are looking to learn something new, a skill, a hobby, upgrade yourself or just simply want to fill in the time, here are a some of the sites that aggregate courses that available for free during COVID-19 period. https://www.news5cleveland.com/news/coronavirus/free-online-classes-for-adults-to-take-up-during-social-distancing https://petapixel.com/2020/03/21/ppas-1100-online-photo-classes-are-currently-free https://www.npr.org/2020/03/20/818670715/getting-bored-heres-a-list-of-free-things-that-werent-free-before-coronavirus https://www.freecodecamp.org/news/ivy-league-free-online-courses-a0d7ae675869/ Pick one and spend 20 hours over the next 1-2 weeks on them. Because it only take 20 hours to learn something new and be good at it. -  https://www.youtube.com/watch?v=5MgBikgcWnY Detail steps from the video ( Watch the video first ) :  http://sourcesofinsight.com/learn-anything-20-hours/

TLDR;  A call pretended as bank (AEON) representative called me saying that my credit card was abused and then ask me to call BNM through 03-27727359. It is a scam. Please call the bank yourself, google and ask your friend before doing anything. The Story This morning I received a call from AEON transaction department via 03- 27199999 which is the official Aeon Credit Service Number. T he customer service agent, Joanne Lee  requested me to verified a RM 4999 transaction from KLIA Machines. Being a tech-guy myself I know its a MAC Book Air 13' with 1.6GHz Processor  256 GB Storage. Of course I denied that transaction as it didn't happen.  She acted surprise and double check the card info with me. She  informed me that the card (4563-0602-2236-4579) was registered in AEON Ipoh Station 18 on 04-July-2016 using my name, IC and a Ipoh Jaya address. At this moment, it seems to be clear that someone has used my ID to register a credit card and spen...

Finally, Samsung Galaxy Note 5 Marshmallow update for Malaysia dual sim model is now available.  If you have yet to receive the OTA notification that the update is ready, you may manually check through  the device's settings menu > About device submenu, find the Software Update section and tap the update now button. Alternatively, you can upgrade through PC via Samsung's Smart Switch software.  

*   Telah melupuskan syer dalam syarikat harta tanah dan/atau harta tanah di bawah Akta Cukai Keuntungan Harta Tanah 1976     YA   TIDAK    Telah melaporkan pelupusan tersebut kepada LHDNM?     YA   TIDAK    for 2016 Income Tax the wording changed to  " Melupuskan aset di bawah Akta Cukai Keuntungan Harta Tanah 1976  " Basically this means, If you have sold your house in 2015 from January to December then you will need to declare as YES (YA). If you have declared YES(YA), have you reported to LHDNM? If you have done so then select YES(YA) or else NO(TIDAK).  I believe this allow the tax office to determine whether they need to locate you to collect the RPGT fees for last year. For more detail you can refer to  Pindaan Peruntukan ACKHT 1976 Perintah Cukai Keuntungan Harta Tanah (Pengecualian) (No.2) 2009 [P.U. (A) 486] For those didn't perform house selling transaction last year, simply select N...

I had tried to find some classic manga in English such as Detective Conan and Dragon Ball to store in my Kindle Paper White however there was no easy way to do it. You had to either go to Manga Sites to download them page by page, or prayed if someone had compiled them and put them on torrent sites. However these hassles is gone with the following software: DomDomSoft Manga Downloader. It is by far the most promising manga downloader after trying few alternatives available. According to their website: DomDomSoft Manga Downloader Some manga viewer sites are very good websites to read manga online. But they don’t have a download section. Some people would prefer downloading from such sites because of reasons such as having low-speed internet or wanting to store manga. DomDomSoft Manga Downloader is just the software that helps you do it. The software is intuitive and easy to use as shown in screenshot below: If you are interested, get it from to their official page  (or ...

Have you been into a situation where you say "It is impossible to...". There is an old saying in chinese - "Nothing is impossible" How many of us actually believe this and how many people have doubt about this ? Especially when  facing difficulties such as: * Having a very difficult customer / client that make it impossible to change their mind. * In a company that doesn't promote team work but finger pointing? * Cannot achieve something you don't have the tools. ( must be an oven for baking ? ) How is that possible to make such changes to improve this kind of situation ? Is that not possible or is it because we haven't tried to make a change? Well, don't draw the conclusion until you watch the video below: or https://www.youtube.com/watch?v=jU4oA3kkAWU Now, would you confidence enough to say " it is impossible to change.../do.../for me to..." now? I don't. Do you you believe Nothing is impossible?

I was confused between Efficiency and Effectiveness and Productivity so I go ahead and do some research about it. Below are my finding which clear my thought. In Manufacturing,  Productivity is an average measure of the efficiency of production. Productivity is a ratio of production output to what is required to produce it. The measure of productivity is defined as a total output per one unit of a total input.   Effective refer to the capabilities to producing a desired product/ result.  Efficiency refer to produce product in the most optimum way - Fastest and least expensive way. It is being measure by the amount of time, money and energy.  What is Productivity efficiency : Productive efficiency occurs when the economy is utilizing all of its resources efficiently. The concept is illustrated on a production possibility frontier where all points on the curve are points of maximum productive efficiency (i.e. the maximum throughput)....

When Select the Auto Dividend Feature in Jstock. It is based on the Ex-Date of the share bought. What is Ex-date?  The ex-dividend date is the day on which all shares bought and sold no longer come attached with the right to be paid the most recently declared dividend. This is an important date for any company that has many stockholders, including those that trade on exchanges, as it makes reconciliation of who is to be paid the dividend easier. It is just as important for investors, however, since you must own a stock before the ex-dividend date in order to receive the next scheduled dividend.   -  taken from http://www.dividend.com/dividend-stock-library/dividend_date.php

Today I received a sms from +78090501303 with the text below: hello we have important voice message for you call this number now to hear it 0078090501303  For a moment I almost press the number to call however I recall if its a voicemail it should go through my telco with the number 121. This look like a scam for me. I did the search online apparently i'm not the only one receive message from this number. More detail can be obtain via http://callerr.com/0078090501303#yourreport. I didn't call back so I don't know this is a scam but there is a high chance it is.

你是这样的大学生吗？？？ 刚开始新的学期：杀气鹏鹏！！这次一定要四点零。 过了一个星期：迷迷糊糊一个星期了。。不知道做么。。 在第二个星期:YEAH...轻轻松松。。自由自在。。。。。 在 mid-term test之前:CEH。。。。mid sem 而已嘛。。。小case。。 在考mid-term test:哭哭～～～～不会做。。。 mid-term test后:yeah。。。潇潇洒洒。。。。 final exam前:没什么大不了的啦。。。 在知道final exam 时间表后:哇！）@×@&……@……@%%@%@……@&！×！！！ final exam前七天:睡先才说。。 final exam前六天:听听音乐再说。。还早。。。 final exam前五天:没有心情读书。。。。 final exam前四天啊～～！～～～！～不知道要做么。。没有心情啊。。。 final exam前三天:惨啦。。。惨了。。。还剩三日。。。 final exam前两天:要撞墙了。。。还没读完。。不会。。 final exam前一天:死定了。。。。。。。 final exam前一晚:ZZZzzzzzz......... final exam前一小时:啊～～～～～！！！！！抓狂了！！ 当final exam的时候。。:完蛋了。。。。。。。。。 一走出考场。。。:情绪超级低落。。。 一考完试。。。放假了。。:yeah。。。。潇洒走一回。。。。 考试成绩一出: 选择A) 考试成绩一出，竟然是个A！！！！ 选择B)情绪低落。。。 哈哈哈！！你是不是也这样呢？？（本文源自佳礼论坛）

LogMeIn is a Remote Access Tool that let you Access, manage and support computers remotely. I have been using LogMeIn Free version for years to occasionally access to my home machine or help friends to troubleshoot their windows problem. Today I receive an update from LogMeIn with the following email: Yes, you read it right. Today is 21 January and they are terminating their free option immediately. It is actually fine for me as I only occasionally using it and its not hard for me to make the decision  say no to the 49USD/year subscription and start looking for alternative like TeamViewer. What need to highlighted is actually how bad ( yes, I mean bad) their marketing is and also how they treat their customers. The email basically say nothing but "Pay me or get off", if you search around the internet you will find comments like below or in their  Community Page : This is a shame. As I receive an email notification today announcing the end of the service today...

What is Maybank Cardless ATM? The idea is pretty simple, it allow  you to use Maybank2u to transfer money directly to anyone in Malaysia who has a Malaysia registered phone number. This is how it works: How do you send cash to your recipients? Login to Maybank2u Click ‘Transfer', then ‘Cardless Withdrawal' Enter Recipient's mobile number, name and amount (minimum RM100) Enter TAC and click ‘Confirm' You'll receive a Withdrawal Code via SMS. Forward it to your Recipient How should the recipients withdraw cash? Proceed to any Maybank ATM, press ‘Enter' key and select your preferred language Select ‘Cardless Withdrawal' Enter Transaction ID Enter Withdrawal Code forwarded to you Retrieve your cash. Note: The RM1 service charge will be waived until 28 February 2014. Click here  for contest Terms and Conditions Reference: http://www.maybank2u.com.my/ http://www.thestar.com.my/Business/Business-News/2014/01/06/Maybank-l...

tl;dr Navigate to here and here to calculate how much loan you can get from bank. In my recent conversation with friends and colleagues, almost everyone talk about the same topic - when to own a house and how much they can afford? There is no solid answer as personal expenses are greatly depend on each individual life style. If you are enjoying having fine dinning experience and luxury goods, we can easily assume that you won't be able to afford that much ( depend on how much you earn). If you are strict with your own financial planning, chances are you have a proper saving plan and more comfortable in attached to a higher amount of loan. As a side note, a simple and great place for you to start your own financial planning would be The Jar System  - Simple yet effective. From the bank perspective, how much you can borrow from them is based on few key factors as mentioned in this guide  How Much You Can Borrow based on your DSR  . Factors that determine your ...

I'm not good in photography but I'm learning. I don't have a good sense of coloring and am always struggle in getting the right white balance setup. Sometime its getting too warm and sometime it getting too cold.  I need a tool to help me and I come across a tool call digital grey card. There were a lot of argument and debate about 18% grey card that it is use for exposure but not for white balance. But its doesn't matter for me since hey both provide similar result ( according to my research) and I'm not enthusiast nor professional that need 100% natural color. I just want it to look nicer. I decide to get one. I Just receive a Digital Grey Card which I purchased few days ago and I trying to use it now. I just have time to play around with it after hang out with my lovely colleague and friends. Anyway, to prove that it is useful and I'm not wasting my money. I decide to test it before I "trust" it. Here you go, the picture below is taking u...

In case you still doesn't know, You can change your PTPTN Charges from 3% to 1% starting September 2010. Long words short say: read link below you will know what is the story. 'How dare you PTPTN guys send me a warning...' PTPTN - Application for 1% Interest Rate Continue here to quick access register: http://www.ptptn.gov.my/gateway/ujrah.jsp However I tried with no luck. Here are the message come back to me. Maklumat anda hanya boleh dikemaskini mengikut jadual tentatif yang disediakan. Sila rujuk tentatif tawaran Ujrah. but my colleague who youger than me registered successful. follow the table below for the registration: TAJAAN WEBSITE 2006, 2007 dan 2008 20/9/2010 2003, 2004 dan 2005 01/11/2010 2002 dan tahun-tahun sebelumnya 01/12/2010 I wonder mine one is passed or only can register after 20/9. May be I should call them by tomorrow.

According to wikipedia : CrunchBang has been reported to boot faster than Ubuntu [ 6 ] while still including a larger number of applications by default than a standard Ubuntu installation. It operates better under low resources than Ubuntu and is faster than a normal GNOME-based Ubuntu distribution. [ 4 ] By default it comes with a minimal panel and system information pane on the right side of the screen and nothing more. [ 7 ] CrunchBang Linux has been developed completely from Ubuntu sources with the exception of a few packages. [ 4 ] Unlike Ubuntu, CrunchBang includes several non-free or patent encumbered applications and libraries such as out-of-the-box support for several multimedia formats including MP3 , Adobe Flash as well as DVD playback. CrunchBang also replaces some applications that are included with default Ubuntu, such as: [ 4 ] Openbox Window Manager instead of the GNOME Desktop Environment ROX-Filer and Thunar (replaced by PCMan File Manager in CrunchBang 8....

GnuCash 报告表 　　 官方网站 ： http://www.gnucash.org/ 　　可替换微软的Money或者是Quicken 　　 功能特点 ：GnuCash是冗繁的Money和Quicken的减肥版，但它却包含了我在理财上所需要的所有特性。它的界面出人意料地简洁——它工作起来就像是计算机上一本支票本的分类帐户，而在软件的内部，却还隐藏着大量的优秀功能。当然最重要它可是免费的。 下载地址： 下载

开源软件是开放源代码软件的简称。通常基于一定的许可证发布，比较著名的许可证有 GNU General Public Licence。 开源软件在某些场合也可称自由软件，在这里，自由(Free)一词并不仅仅意味着免费。 最著名的开源软件可能就是 Linux ，firefox,openoffice等等。 1、Firefox 　　官方网站: http://www.blogger.com/www.firefox.com 　　可替换Internet Explorer 　　功能特点：如果你还没有使用Firefox来作为你的网页浏览工具，那么你现在就可以动手了。它能够阻止那些烦人的弹出窗口，并且它还有大量优秀的插件，能够让你的网络冲浪体验更加美好。我可以全天候地赞美Firefox，但有一件事是肯定的：在新的Windows计算机上我要做的第一件事就是运行Internet Explorer，以让我去下载Firefox。 　　下载地址: download 2、Thunderbird 　　官方网站：http://www.mozilla.org/thunderbird/ 　　可替换微软的Outlook或者Eudora 　　功能特点：Thunderbird是一个让你有五大理由使用的电子邮件客户端：免费、功能完整、小巧且运行迅速、举世无双的垃圾邮件过滤器以及通过明了地告诉你哪些发送给你的邮件是将你带入伪造网站，从而让你免受钓鱼攻击。如果你不是使用基于web的电子邮件，那么Thunderbird将会是你理想的客户端选择。 　　下载地址：http://www.mydown.com/soft/network/browse/73/426073.shtml